---
title: "American Fusion: A fresh new annuity design"
description: This proprietary new annuity design offers clients greater potential than a traditional MYGA with the guarantee they seek. Get more information here!
image: https://resources.iamsinc.com/hubfs/American%20Fusion%20July%202023%20Update%20-%203.png
---

CALL US: 800.255.5055

[![Insurance Agency Marketing Services](https://resources.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/)

[![Insurance Agency Marketing Services](https://resources.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_100x20.png?width=96&height=20&name=IAMS-Logo_100x20.png)](http://www.iamsinc.com/)

# American Fusion: A fresh new annuity design

4% floor, 6.76% potential effective yield

Do your guaranteed-rate-seeking clients understand the upside potential of an FIA? If they're looking for a short-term solution and can appreciate simplicity, offer them the security of knowing they have a 4% floor with the potential to get more!

IAMS' partner agents have exclusive access to this proprietary new product from American Life offering clients greater potential than a traditional MYGA with a guaranteed rate they can rely on.

Fusion by the numbers:

- 4% guaranteed rate for 5 years, PLUS the opportunity to receive a 14% Bonus Interest Credit (if S&P 500 Index growth equals 25% at the end of the 5-year period)
- 4% for 5 years with a potential 6.76% effective yield when the account value bonus is applied based on the performance of the S&P 500 at the end of the 5-year period.

More product highlights:

- Simple 5-year chassis
- 28-50% higher commission than today's average MYGA
- Issues through age 90
- New "MYGIA" design includes a guaranteed rate and the upside potential of a 14% account bonus!
- NO renewal rates to worry about

Enter your information here to download the current rates and an agent guide then give me a call at 800-255-5055 to learn how to begin offering this limited-distribution annuity to your clients.

 

 

 

©2026 Insurance Agency Marketing Services, Inc. [Privacy Policy](https://www.iamsinc.com/privacy-policy/)

![](https://www.facebook.com/tr?id=253820018493378&ev=PageView&noscript=1)