Up to 21%* Premium Bonus - Available Now!
The next generation of AuguStar's OrionShield FIA is a great solution for a strong premium bonus, competitive S&P** caps, and liquidity options. Take a look at these product highlights below.
Featuring:
- A 21% premium bonus - first-to-market allocation-based tiered premium bonus structure allows the client to choose their bonus
- Four new index strategies - including MARC 5, and three new ETF-linked strategies designed for broader asset exposure
- Very simple & transparent multi-asset exposure - get a blend of top benchmark ETFs with easy-to-understand performance
- Volatility control allows for high participation rates and stability in renewals
- Older issue ages - with bonus options available up to age 85
Submit the form to get the rate sheet or call us today at 800-255-5055 to give clients access to this annuity which is available exclusively through select IMOs.
This index annuity product is not a security. Your Contract Value is not invested in the stock market, bond market, any index or any other financial instrument. The indices used are price indices that track market performance and do not reflect dividends paid on the underlying stocks. Indices are typically unmanaged and are unavailable for direct investment. Guarantees are based solely upon the claims-paying ability of AuguStar Life Insurance Company. Guarantees do not apply to the investment performance of any chosen index. Not FDIC Insured. Product(s), product features and rider availability may vary by state and firm. Issuer not licensed to conduct business in New York. Product not available in CA.
*Premium bonus is subject to a vesting schedule. 21% Premium Bonus for issue ages 18-80.
**The S&P Index is not available in the 21% Premium Bonus election.
Your annuity may be subject to a premium bonus death forfeiture based on your age. You will not receive any unvested premium bonus if you die within 12 full months after the annuity is issued for issue ages 76-80 and if you die within 18 full months after the annuity is issued for issue ages 81-85. Please consult your financial professional for specific details regarding your situation.
Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don't offer a premium bonus.
Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates and/or greater index margins.
The S&P 500 Price Return Index, S&P 500 Dynamic Intraday TCA Index and the S&P MARC 5 Index (the “Indices”) are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and have been licensed for use by AuguStar Life Insurance Company (“Licensee”). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Licensee's Product(s) are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Indices.