SBLI-Rate-Update-10-9-25-email-Shadow

Stability now, growth ahead
 
With shifting market conditions, there's never been a better time to lock in higher guaranteed rates for your clients with SBLI's Market Crest Multi-Year Guarantee Indexed Annuity™ (MYGIA) - an IAMS exclusive.
 
This one-of-a-kind annuity delivers the security of a fixed rate and the potential for market-related upside, helping clients grow their retirement savings safely and strategically. But with rates falling fast, your window to secure these top-tier rates  is closing quickly. Now’s the time to act!

Lower par rates were effective Oct. 6, 2025:

3-Year: 55% → 50%

5-Year: 55% → 45%

7-Year: 70% → 60%

Product Highlights:

  • Choice of 3-, 5-, or 7-year guarantee periods

  • Guaranteed fixed interest rate for the selected term with potential for an additional indexed interest bonus based on S&P 500® performance*

  • Issue ages 18–90 (non-qualified) / 18–85 (qualified)

  • Strong backing - SBLI rated A (Excellent) by A.M. Best1

  • Guaranteed Death Benefit paid without surrender charges2 or MVA

With guaranteed stability, potential for indexed growth, and the strength of SBLI behind it, Market Crest™ is the perfect solution for clients seeking both protection and performance.
 
Fill out the form here to request more information and call your IAMS Sales Director at 800-255-5055 today to lock in higher MYGIA rates before the next drop.

Disclosures:

*The S&P 500® is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by The Savings Bank Mutual Life Insurance Company of Massachusetts (SBLI). Standard & Poor’s®, and S&P®, are trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Savings Bank Mutual Life Insurance Company of Massachusetts (SBLI). The Market Crest Multi-Year Guarantee Indexed Annuity is not sponsored, endorsed, sold or promoted by, Dow Jones, S&P, or any of their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for such errors, omissions, or interruptions of the S&P 500® Index.

¹visit www.ambest.com for more information.

2A surrender charge of 9% applies in the first contract year and decreases by 1% each year until it reaches 0% after the final contract year.

The Market Crest Multi-Year Guarantee Indexed Annuity is a deferred annuity contract issued by The Savings Bank Mutual Life Insurance Company of Massachusetts. Contracts are guaranteed by the claims-paying ability of The Savings Bank Mutual Life Insurance Company of Massachusetts. For the education of producers/brokers only. Not for use with the public. Products and features may not be available in all states and state variations may apply. Contract and Rider Form Series: 23‐P‐SPDAMVA, 23-R-HWMIBC, BR-5, BR-2. SBLI is a registered trademark of The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA. NAIC #70435. Licensed in 49 states and DC (excludes NY).

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